Transparent, Fee-Only Fiduciary Pricing

Choose Your Level of Support

From a one-time system check to ongoing delegation. Upgrade or adjust your service tier as your career evolves.

TIER 01 // BLUEPRINT

Project Based Financial Planning

A comprehensive strategic blueprint designed for professionals who want expert fiduciary guidance to execute independently.

Starting at

$2,500One-Time Fee (Based on Complexity)

INCLUDED CAPABILITIES

Net Worth Blueprint: Consolidated real-time view of all investment accounts, liabilities, and unvested stock.

Cash Flow Optimization: Identification of surplus cash flow for automated, disciplined wealth building.

Equity Strategy for RSU and ESPP: Tax-efficient divestment rules to manage single-company concentration risk.

Forensic Tax Review: Multi-year audit of prior tax returns to uncover missed deductions and tax-saving opportunities.

The One-Page Action Plan: Prioritized checklist focused on the highest-impact moves for your immediate situation.

Insurance and Risk Audit: Objective evaluation of group life and disability coverage to protect your family.

Recommended

TIER 02 // STEWARDSHIPFull Stewardship

Comprehensive Ongoing Financial Planning

Continuous year-round partnership where we act as your dedicated personal CFO so you can focus on your life and career.

$5,000Annual Planning Fee

INCLUDED CAPABILITIES

Proactive Tax Projections: Dynamic quarterly and year-end simulations to mitigate tax liability before filing deadlines.

Benefits Optimization: Detailed audit of employer-specific Open Enrollment options, HSAs, and group supplemental plans.

Retirement Stress Testing: Dynamic Monte Carlo modeling across 1,000+ market and inflation scenarios. Monte Carlo simulations are hypothetical, do not predict future performance, and actual results will vary.

Lumpy Income Management: Structured allocation rules for variable annual bonuses and quarterly equity vesting events.

Unlimited On-Demand Support: Direct priority access to your principal advisor via phone, video, or SMS.

Coordination of Professionals: Direct synchronization with your CPA and estate attorney to keep all strategies aligned.

TIER 03 // PORTFOLIO

Investment Management

Discretionary investment management on the Altruist institutional platform, offered as an optional add-on to ongoing planning.

0.75%Add-On for Managed Investments

INCLUDED CAPABILITIES

Institutional Portfolio Construction: Evidence-based, globally diversified portfolios built for long-term compound growth.

Systematic Rebalancing: Automated threshold rebalancing to maintain target risk exposures without emotional bias.

Tax-Loss Harvesting: Continuous monitoring of market volatility to capture tax assets that offset realized capital gains.

Asset Location Strategy: Optimal placement of assets across taxable, tax-deferred, and Roth accounts.

Automated Dividend Reinvestment: Automatic reinvestment of dividends into target allocations, subject to market risk.

Our Fiduciary Commitment

Pax Horizon Wealth Management is 100% fee-only. We do not sell insurance, accept commissions, or collect third-party referral fees. Every recommendation is made solely in your family's best interest.

✓ Registered Investment Adviser (CRD #339680)✓ Custody with Altruist Financial LLC, member SIPC✓ XYPN Member — Fee-Only Fiduciary Standard

SIPC protection does not cover market losses. Full fee schedule in our Form ADV Part 2.